Z1P & APT shareholders are both doing well.
Not having a dig at Zip at all here but just to answer your question, APT is in the US now and if it can replicate the success over there like they have here, it will be the game changer. UK entry to come very soon also.
I think that’s the main difference between the two. Soon Aus/NZ growth will slow for both Zip & apt due to all the mass market retailers being signed up and our small population.
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