Just read this thread - doing my head in that some posters (ironically one notable contributor with a number for a name) seem incapable of grasping the business model. Do yourself a favour and go back to APT business model 101. Perhaps https://www.smartcompany.com.au/finance/how-lending-startups-like-afterpay-make-their-money/ might help explain how APT makes money. There has been some absolute rubbish posted on this thread. But then, why should the facts get in the way of a good downramp.
APT Price at posting:
$16.21 Sentiment: Buy Disclosure: Held