I agree RC didn't hand down much punishment, however in the next few months I expect AISC to deliver some harsh penalties. if civil or criminal charges are enforced for misconduct in the next few months it will warrant change. You also forgot one little incy wincy issue that the CBA failed its EU. This will Most definitely bring about change in CBA financial planning sector and soon within 120 days
Ann: Intiger Enters Next Phase of Service Delivery, page-169
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