Ann: FY19 Half Year Results Overview & Outlook, page-4

I see some positive signs in this half

1. Their direct market is flying especially with Travel 
2. The BNZ terminal is coming on line shortly - in Q4.. BNZ have placed an initial  $1M HW order. I am thinking this is a large number of terminals to be  deployed to all their merchant users. I see an explosion of transactions values coming on line shortly.
3. NETS sounds like it is becoming more active with large retailers on line and transacting.
4. Mint's ease of getting business on their payments platform quickly is a big advantage especially with their direct business
5. They have repeated a cash flow positive target statement for this year. This means their recurring revenue will significantly increase in Q3 and Q4 .... and you can see why from above points.

I feel we will see a big turnaround in the next  3 to 6 months. I have been a long term shareholder and I am holding in there for the turn around!