And so boomeronrations what are they going to shift their money into that pays them a nice dividend plus a tax refund of tax they never paid like they get now. I doubt there is another vehicle as lucrative on offer. Just the dividend alone is probably a better risk free return than most other investments. Also as many are retirees those at the lower end should find they now qualify for a part pension and concession card which together might be worth more than the franking credit refund. Dave R.