Hi Ralom
I can assure you that this is not some pay day lender. Look at the published default rates... They are below industry norms.
WZR are taking custom away from big banks predominately - eg. Customers who would pass the big 4 credit standards but are looking for a better deal - they are far more stringent in terms of acceptance compared to afterpay and zipmoney which serve a completely different market and are prepared to take on far more risk.
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