Charts ZIP, page-607

@brucelee1

Their fee per month is $8 vs $6 for Zip

They have a rigid style of repayment idea, pay off over 5 x fortnights or 10 x fortnights. Now where that gets crappy is when you do multiple purchases etc where as with Zip it is simple.

Trust me, in the debt paying world simple is paramount. Zip is really simple, pay it all off or any amount off as long as you pay a minimum of $40/month .... if there's a balance outstanding then and only then you get a $6 fee.

I opened a Zip account, tried it, all easy, and just bought something for $380 dollars 3 weeks ago and just paid it off in full prior to end of month .... so no fees for me and used their money for 3 weeks or so..... very handy to have. I think there's is the superior model.