so tell me what happens, page-30

Sure did Miningio.

Got my accountant to set up a SMSF and managed to transfer my holdings before things got out of control.

The problem with leaving it too late is that you can only transfer $150k per annum, or $450k (x 2 for joint) over three years to the super acct. You can transfer the securities over to the SMSF by choosing the lowest sp within the past 3 months. The issue here is that the normal CGT rules apply for profits earned in your non-super account. i.e. $xx price transferred to super less your original buy price = 100% CGT if less than 1 year or 50% CGT if held for 1 year or more.

The other way around it is to set up a family trust. Now I'll leave that one for our local expert (TheInc) to explain away.