Ann: AUSTRAC Notice, page-284

Honestly the market has overreacted a lot with the stock. The only issue i see (minus a fine) is Austrac asking to implement measures after this "120 day review" that will cause friction with the checkout process for customers.

Afterpays success comes down to 4 simple things

Friction less checkout for customers
Protecting merchant from fraud
No interest on purchases
Ability to pay nothing or 1/4th upfront

of course as i have previously stated there is only one company that provides Frictionless Dynamic KYC/AML and that is isignthis (isx)
afterpay could even remove the license check they have and make the signup process even quicker.

Anyway all in all i still believe this stock is going to $30 by sometime next year regardless of the outcome.