Alan,
you make a good point with unemployment. that is the next thing to come.
when the economy booms, and credit is cheap, everyone is busy buying, this puts a big demand on industry to supply the demand so a lot of people are employed.
when the boom is over, and credit is high, people stop shopping, demand on industry drops and companys start cutting back on staff..
its all part of the cycle.. housing market usually always falls after the stock market.. but the stock market bounces back as the house market falls..
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