CSL
What about looking at some land. Less outlay first of all and then in a yr or two look to build on it and sell. Gives you time to put plans together and then you will hve time for the two outlays rather than all in one hit.
Not in Melbourne but have bought two places this year in a coastal town called Portarlington.
Tasmania on the east coast also would be good for this. Land under 100k.
If you didnt tell the bank that you were renting the rental income from your place would be classified as extra earnings!!
Good luck.
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