"I wouldn't call lending someone 100% of teh value of their house moral"
rubbish !
I did just that, not because I didn't have enough money but because I wanted to keep my ample money / shares / property investments for long term, and the Bank rightly recognised I had a strong "credit rating".
To say that banks should never lend 100% is just plain insightless.
how come our banks are up...., page-8
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