CYBG - Target Price of $3.79 by Dec-2019, page-2

(Repost) Typo error in early post. I have done some calculations and estimates what is fair value of CYBG.
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Remember just in July 2019, CYB was trading at $3.80/Share
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Keeping in mind even if market retract by 5%(i.e. 350 points on ASX 200 or 1300 Points on Dow ), my estimate is CYB should be $3.79 around Christmas time, followed by a rally to $4.50 to $4.70 range in Jan 2020.
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Remember NAB was trading at $22 before Christmas, now it is almost $30/Share. When Bluechips become Undervalued (Due to some saga or loss) they recover very fast (on average within 6 months) to make of of the gains back.
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In July- 2019 CYB was trading at $3.80/Share. INSTO knew even that time that big losses are on the way, that's why they were busy shorting.