My point Stefan is branding/marketing better than a moat, or is the moat. That’s why you can go out buy a basic best quality T-shirt for $15 or you can buy a crap quality poor fitting $100 T-shirt with a logo on the front. Why do people choose the branded T-shirt? That is why people will continue to choose afterpay and you have your moat
APT Price at posting:
$35.12 Sentiment: Buy Disclosure: Held