RBA announcement is nonsense, page-22

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    The moral argument has long been run. It is the same with a Credit Card, Homeloan, Personal loan, payday loan, you name it loan. Don't forget there are many elements of society, & a free market should allow all sorts of products designed to suit all sorts of needs. Obviously there needs to be some regulation - but be careful of the holier than thou argument. Some people are just worse off, some are better off. If a product is designed for a particular need, and it is used responsibly & within the law, it should be allowed, whether it suits your morals or not.
 
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