Ann: Commentary on Appendix 4C, page-16

@polychronopolus I can see the 6% Qtr on Qtr growth as potential concern to investors; however, I would like to add that Wzr's credit appetite for prime customers is about quality originations . A lender that seeks quality rather than quantity like Wzr, will be able to ride through volatile market conditions. I've witnessed in my many years in the industry where post GFC market players have dropped off because they provided loans to anyone with heartbeat. I'm interested to see the future origination growth with their secured motor offering; as they could be disruptive in this space.