Time to Celebrate, page-28

Hello fellow Zipsters, I am trying again to add a bit of quality to the conversation in the Z1P threads:

In the first post of this thread I tried to workout a revenue number for DecQ resulting in $ 43M or up 40% from SQ and up 126% vs. Dec Q19.
Earlier Today I received my Z1P Account statement, well from 1st Oct to 31st Dec I spent ~$3500 ball park mostly Bunnings, Catch and Amazon.

So I tried to work out the revenue guess estimate for DecQ from bottom up, here is the numbers:

Now if we assume that only 55% of the latest customer base as per AGM presentation (1,6M), which by the way is already 2 months old, spent $1600 and we also assume that Z1P withhold 3% the result is ~$ 43M.

It is a simple excel model:

		Customer base as per AGM presentation		1600000
1	55%	Spend average in DQ	1600
2	3%	Z1P retains of the transaction		$42,240,000.00

If you play with the assumptions up/down another scenario is Customer 1,7M, and 60% spent $2000 the result is 61M vs. 19M last year:

		Customer base as per AGM presentation		1700000
1	60%	Spend average in DQ	2000
2	3%	Z1P retains of the transaction		$61,200,000.00

The aim of thsi exercise is just to think about the scalability and potential exponential growth stemming from existing customer base. As per my experience I just enjoyed the experience of ZIP vs. credit cards and started using more and more. Increasing the spend cap to 1500$ is another factor which could boost revenues.

Some downrampers are asking when this will be a profitable business and the answer is pretty soon and with high return if you think that the base cost of the company is not increasing with linearity to the customer/revenue growth. And the coumponded growth effect will produce a revenue number x3 to x5 times in a coupe of years or so excluding ZIP business and Overseas opportunities.

This is not Financial advice just my opinion DYOR and God Bless ZIP and its supporters