Interesting APT vs Klarna (US), page-16

I think Klarna launch will have bigger impact as compared to OpenPay launching here.
Reason I think is that OpenPay is just an organically started small company entering BNPL whereas Klarna is a seasoned player and loaded with cash. They will go aggressive in their marketing here just like they are doing in UK.

However, in the long run, they have a capability to establish themselves as a third largest BNPL player here.
They are more of a threat to other players as their product offering is a bit wide(and thus a little confusing too for a user).

Let's wait and watch.