benny...the housing price growth on average is way in excess of your figure of 6%....the rba graphs, for 1996 to 2008 show starting prices at 100,000 going to 300,000 excluding brisbane and perth at 400,000 that is 20% pa compound growth...almost 3 times your figure see the difference between facts, compared to what one might think...or believe.... no matter what asset class you invest in...best to use up to date facts for your research and to ensure you are well informed