I don't think it will halve it. That is just the margin income (i.e. rates on client balances). Though you are probably looking at income of 100m for the half year (approx 200m FY21) rather than 160m odd HY1 20, by my estimates. Curious to hear any other FY 21 estimates.
Ann: Revised FY20 Earnings Guidance - Impact of Interest Rates, page-6
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