Ann: Letter to Shareholders, page-36

I was thinking of investing at such low prices.
But I will wait for a while. If the economy of AU and USA go to shit and unemployment gets out of hand customers will default on payments, furthermore when the recession does strike no one will be buying stuff.

And Afterpay won’t get a government bail out like the banks will. I could imaging the banks especially in the USA are loving this. They will do everything they can to see afterpay fail.

All IMO no hate I am a long standing customer of afterpay.