if most of the clients stop paying, including both PDLs and Wallet Wizard, yeah obviously the assets will be written down and the company will go into admin. There is a fairly big buffer there for a write down due to gearing being at 30% and the covenant being 60%, however who knows, I just don't think majority of people won't be able to pay in coming weeks. Some write down may be impossible to avoid, but to the scale that would bankrupt the company I think is unlikely.
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