Objective Analysis - BNPL Bad debt explained, page-71

Do you think that any significant investor in this stock doesn't already know this? Do you think that by repeating it multiple times daily it becomes more meaningful?

I for one also know that net losses for the first 6 months of FY20 were $22m (gross losses of $48m plus debt recovery costs of $6m less late fees of $32m). This equates to 0.5% of underlying sales for the period down from 0.6% in the prior corresponding period. These are market leading net loss ratios.