$50 here we come..., page-894

as a self respecting risk officer that you claim to be, you should assume nothing, you should deploy champion / challenger to confirm the optimal credit settings.

how can anybody dismiss possible predictive data without testing it first?? this is credit risk scoring 101....why do I need to even have to explain, no less convince, that this is how credit risk is done...???

champion challenger credit risk strategies ..on APT data...not ZIP data...if you fail to see this, understand this, then how did you earn your stripes??? unbelievable !!!