you are missing ghe point IMO . credit card is not for people like you or me who pay it off in full the next month . its for prople who xant pay it back the next month or in 10 months. You and I are ptobably worst crefit csrd customers . Similarly , BNPL Is for people who cannot buy it up front . like a teenager buyd Nike runner $180 using zip because she / he hasnt got the money nor a crefit card.
mechanics had be paid yo cover up hefty repairs using zip . it all makes sense.
$10 Party, page-724
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