i'm in, page-6

what i meant was the extra revenue as a result of receiving the current transaction fee of 2 bucks wont make much difference.

its in places where cus will be able to charge higher rates over and above the 2 dollars that will impact npat. this is what will go directly to the bottom line.

also am a fan of the atm pre-paid phone top-ups. typically, cus will get 10% of the top up amount and will keep almost all of it as it will be treated like an eftpos transaction instead of a cash withdrawal transaction (cash trxns are more expensive to process).