The big problem with that 'observation" is that the government is not limited in any way by money but the people they serve are
So if the government is not prudent in their activities the public suffer even though they may be hard working and prudent
In other words we may as well not work and not save and not be careful as we lose either way
Is that a good way to run a country ??
So the only way for the people to prosper is to throw away the current economic rational, dispose of the RBA, stop banks for being anything other than storage and limit them to lend only what they have