APT
Not a chance in your life.
I've said before, I did mortgage broking last year.
Everyone was skipping loan repayments. But no way would they miss an afterpay payment.
No way.
There's a social stigma attached to being shut off by apt. They won't do it.
Apt is like a drug for so many of them. It's not a one off purchase. It's a life cycle.
Morning trading June 24, page-480
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