Good points regarding the bank angle. There’s a big difference though in customer acquisition in that Xinja, 86400 etc are startups with no existing business, hence the focus on building a customer list - launch 101. Novatti is an established business so a little different. Nov already have a bit of a captive market for their bank’s proposed market of immigrants - where that’s going to go in the post-covid world, who knows.
Ann: Trading Halt, page-20
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