River, mate, I got my info from their websites, Commsec, ANZ, WBC, SGB, NAB, SUN, and even your BT Financial, they all state "margin call must be rectified by noon the following day". Of course, what their websites say may only be for retail "layman" investors (didn't specify) and "sophisticated" types (directors eg Owen Hegarty, fast eddy and high net worth clients eg chris murphy, river?) might be treated differently. Needless to say, the bigger your loan (into millions), the more privileges you will get but generally speaking, I don't think I am wrong. Then again, I can't say you are wrong as I know now what you are getting at. They WOULD probably give you a 3 day grace to rectified a "BIG" loan as they know money doesn't grow on trees. DYOR
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