This was what I suggested in my post 'Show Me The Money'... bang on.
Where APT is now is just a pi55 in the ocean - and a pointer to those payment systems whose uptake has been blindingly fast.
Great foothold and expansion point in western BNPL for either one of the CC majors, banks, Paypal... or the big boys in China.
No brainer.
Alternative Metrics, page-3325
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