I don't concur.
I read it as:
1. Commercial Leasing ceased H1 FY20 and delivered $0.147B transaction $. The announcement clearly stated continuing products.
2. E-commerce transaction $ grew 447% from Q4 FY19. Say Q4 FY19 was $0.15B, that would be $0.8B for Q4 FY20
3. E-commerce transaction $ grew 315% from Q3 FY20 or from $0.2B to about $0.8B.
Jun20 was massive with $0.5B transaction volume and Humm is humming. If RJ releases a trading update in early Aug20, we know a $6B annualised transaction $ is possible and watch out APT and Z1P.
I don't understand why RJ is not articulating this crucial detail.
Ann: FXL - Full Year 2020 Trading Update, page-106
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