sure have. I posted earlier (wrongly) about credit checking and tightened lending.
When I applied for zip pay last year, it was literally a 2 minute approval, I’ve been using it ever since. It seems people with better credentials than myself are now being knocked back. I’m in two minds, I’m not sure if I’d get Zip if I applied today, even though my credit history is good. However. I’ve made my payments every fortnight, faithfully. My balance goes up and down, I use it regularly for small stuff. I wonder how many people, who would be solid, are getting knocked back?
There’s a fine line, I think.
$8 Party, page-639
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