My prediction is this week to stem the irrational selling brought on by the PayPal announcement, which doesn't affect us in the near term (noting their immediate focus is the US). OpenPay is not in the US.
My feeling is it just takes one BNPL to release good stats and the domino effect follows.
All BNPLs will be helping each other out after last week's carnage.
People forget that PayPal's product is very limited ($30 to $600). It offers merchants cheap integration, but the customer is no better off (it is a rigid offering). The customer must be first and that mantra always works. What is the purpose of offering a product a customer doesn't want. They want a flexible alternative like OpenPay.
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