paypal is rubbish
just check out their reviews or ask some small-medium business owners
consumer transaction market is too huge for 1 bnpl player, just like the credit card market that bnpl is eating for breakfast
paypal has had a bnpl product in australia for a while now, failed to take off. paypal is toast and they know it !
Most banks now offering ne wcredit cards with zero interest on late payment, page-87
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