I doubt AUSTRAC has APT in it's sights as you suggest - I'm fairly certain Afterpay has already been audited and given a clean bill of health.
https://www.afterpaytouch.com/images/25112019-%E2%80%93-AUTRAC-Update-%E2%80%93-Final-Audit-Report.pdf
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APT & AUSTRAC - could be related?
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