"....You wait and see - the banks have had a big scare. This year loans given to no more than 90% of home values. Next year, 85%. Year after, 80%. It has to be slow to minimise the impact, but they have learn't their lesson. So has the public..."
Not so sure where you are plucking your figures from, obviously they are only based on your opinion, but I just borrowed to buy an investment property here in Perth, and WBC were willing to lend me up to 97.5% LVR...a little too high for my liking, but it was offered to me all the same.
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