This is a really interesting question. What is the difference?Of course, debt needs to be paid on time man. The obvious difference is Zip offers deferred payments. Have you not used BNPL before?
Example: Total debt in a week is 1000, instead of paying that in your Visa card on your due date. You may only pay 250 for that, depending on your Zip payment schedule. Is there a big difference? Yes there is, you get to pay interest on 1000 if you can't pay, instead of 250. There are a lot of advantages in terms of budgeting and interest payment avoidance.
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