The 150m Aus facility was extended to Dec 21 so seems unlikely this year. The 35m NZ facility is to April 22. If a 3% interest saving was achieved on the debt that would be about 4m after tax saving per year, which would definitely be a catalyst for a re-rate.
I was saying more that MNY needs a FY21 guidance upgrade to loan book size etc to help justify the increase in price. By all accounts used car sales have been booming and the company said July was record month, so you'd assume its been a very strong start to FY21.
Ann: MNY Delivers Strong Loan Book Growth, page-21
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