Feel free to add to this analysis in a neutral and objective manner. I'm sure there are things I've missed. Feel free to add/correct.
You are absolutely correct, there is a benefit for Z1P to use their warehouse funding facilities more efficiently. This doesn't impact margins (hence not part of my analysis), but it does have a positive impact on Z1P's bottom line.
Objective analysis - Z1P's Margins, page-4
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