PNV - Banter and General Comments, page-3654

I envy you, I love crayfish but I am asset rich and cash poor at the moment, and they are out of my cost range at the moment, that will change when I finally take some of the cream off my super, but here is something others may not know, I had my wife in our DIYS, when she died I can now convert her portion of the super into a pension fund for me,and it will not affect my portion of the fund, the problem with converting my portion into a pension fund is that the government make you take at least five percent of it every year, I want my portion to accumulate further, I have some shares that I believe will make good money soon,, I really don't want to be put into a position where I had to sell five percent every year of them, and as we know some years are better than others, so selling five percent on a down year if the market falls, is more like 10% compared to a good year.

Enjoy the Crays