Livewire #1 most-tipped small cap, page-22

@SebbyV Somehow, Hotcopper won't let me reply you, so I can only tag you.
I just got back from work. I hope our resident margin expert, StefanF can see you posting this:

The ghost cards mean the buy now, pay later lenders don't need to approach each merchant and integrate with lots of different point of sale solutions to offer transaction services. Instead the lenders have a separate settlement relationship (outside the transaction) with the merchant to maintain its 5 per cent or 6 per cent fee.

StefanF muted me, so he can't see anything I post. Where is Goodfellow ?