Through bitter experience, I have grown to water my flowers and remove my weeds. Human psychology means that you want to feel excitement by doing. In addition, there is loss bias, losing 50k today is more stressful than potentially gaining 500k in 3 years.
You raised some good points that need, monitoring.
Regarding point 3, I'd suggest to that you read Good to Great or Great by Choice to understand how you invest into transformational companies. Doing 1 thing great is better than 10 mediocre.
BNPL is in the early growth stage of its organisational life cycle. I don't intend to sell unless management start losing its way and results start to disappoint.
Think about it, you could potentially be investing in an early Apple, Microsoft, Amazon.
To overcome my need, to act, I have a trading account which I use sell at key resistance points.
APT Price at posting:
$149.00 Sentiment: Buy Disclosure: Held