Ann: ZIP CEMENTS ITSELF AS A TRUE GLOBAL BNPL LEADER, page-545

hey Shack

Tbh I'd like to see this data point too burning Austtalia no-one is using it yet. Szl, apt, Z1p none of these.
Afterpay still uses total customers signed up. But I've signed up and since deleted the app and don't use Afterpay anymore. But I'd say I'm still counted as. Customer for this year. Afterpay have said in the past their average basket was 102 dollars, but said that's grown by 30 percent over the shopping season just gone. And that 10 percent of their user base transactions at least 53 times a year.

But that's all sort of useless info since a normal distribution curve you'd expect a small percentage of high use

Klarna call out active monthly users as a metric that's helpful. Example they have 11 million customers in the US but had 2 million active users in the last quarter.

Repeat usage is another metric they use but without more data points you can't make much sense of a 87 percent of their users are repeat customers. Repeat how many times? And how much do they buy

I think revenue per employee will be another good metric for zip to use. How efficient is their business. I've seen a few analysts use this metric but it's not reported on. With all this hypergrowth I'd like to see regular updates on employee counts