Improvements to Afterpay, page-13

I think having big ticket items isn't the major issue, it's the associated long term loans (> 2 months) that are going against the appeals of the APT BNPL model in terms of efficiency...but of course customers would opt for longer term repayment for high $ items and that's the dilemma...

Perhaps APT can do what it does best: referring customers who want to purchase big items to different lending facilities with potential discount if they proved to be credit-worthy via APT platform, while receiving fee from the lending institutions? After all a loan service is also a product...

Just a wild thought on a Friday night....LOL