I've been following Martin North's Digital Finance Analytics' channel on YouTube and he has eluded to this many times. Although I'll admit he is famously bearish, and so far been quite wrong about crash predictions, I find him to be very interesting, and may in fact turn out to have been right all along. The data shows a significant reduction of those households utilising loan deferrals, however overall, my understanding is that mortgage pressure data is significantly rising.
No real surprises there, and some good points you have raised.
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