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    Hi Mala, thanks for the input and interesting points you've addressed. Lawyers and e-commerce expertise were added to the board, always a good start. START being the key word! what are other key items have changed from ICU days? From my previous research ICU had a change in direction to focus more on BNPL and digital payments. It's past is now history with the prior board being rolled.

    Indo market is what i'm hoping will absolutely open the market's eyes as a first mover and digital payments Behemoth (BNPL not yet mentioned). Remember guys not just BNPL but an already established digital payment business. Time to cater to the unbanked sector and cash in on this.
 
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