My 2cents
Every person i know aged between 18 to 40 years old uses some sort of bnpl .And it's probably the same for most you if you were to ask around family and friends
bnpl is the future of small credit upto around $ 1500
World wide. and Zip is positioning its self to be in the top 5 bnpl provides world wide .
in years to come bnpl provides are going to massive stocks
if you think afterpay is way ahead of zip
Remember the story of the tortoise and the hare
General Z1P discussion, page-150
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