We also need to remember they haven't spent a lot of their allocated budget yet to on board customers they started with a soft launch they are ironing out problems (read trello shows they have improved sign up etc) and have added new features etc, so they have achieved a hell of a lot since the 11th November. Also I think everyone forgets how vastly different they use banking over there, like its common to just tap everything in Australia not so in USA they are behind in that way this part of the announcement says a lot IMO.
initially the cards were taking longer than expected to reach customers(see social media for this info), so as they continue to sort out kinks, add more features and spend more on marketing I think there is only growth ahead at this stage but hey thats just my opininon
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