Correct, here is some info which @gimmegimme refers and has also referenced in another post. If this is not a good banking relationship then not sure what their plan is to get one. Personally id be happy if i were the Kain Bros.
https://australianfintech.com.au/peppermint-collaborates-with-bancnet-on-mobile-banking/
Ann: Appendix 2A, page-23
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